The Financial Industry Regulatory Authority (FINRA) is considering a significant potential change in how it governs certain areas of conflicts of interest by consolidating its rules on Outside Business Activities (OBA) and Private Securities Transactions (PST). This proposal could bring much-needed clarity and efficiency to compliance processes for member firms. Current Landscape: OBA and PST Rules At present, OBAs and PSTs are governed separately under FINRA Rules 3270 and 3280. These rules outline how registered representatives must disclose and seek approval for activities and private securities transactions outside their primary roles with their member firms. While these rules aim to […]
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RegEd’s Xchange Alerts Solution Surpasses 300 Million Data Updates, Reinforcing Industry Leadership in Automated Producer Data Reconciliation
The industry’s most trusted solution for rules-based producer data reconciliation continues to scale, helping insurers and distributors reduce NIGOs and maintain accurate, real-time producer data through sustained innovation and adoption. RegEd, the leading provider of producer management solutions for the financial services industry, today announced a new milestone for its market-leading Xchange Alerts solution, which has now processed more than 300 million data updates. This achievement reflects continued growth in adoption and usage of the solution and underscores RegEd’s long-standing leadership in delivering automated, rules-based producer data reconciliation at enterprise scale. Xchange Alerts leverages deep integration with the NIPR Producer Database (“PDB”) to deliver automated […]
Continue readingMore TagTransform Annual Registration Renewals Into a Strategic Advantage
For financial services firms, annual broker-dealer and investment adviser registration renewals are more than a regulatory requirement; they’re a critical operational moment that directly affects business continuity, revenue protection, and client trust. As firms prepare for the 2026 renewal cycle, the stakes remain high. A single missed deadline or filing error can trigger avoidable fees, licensing interruptions, regulatory scrutiny, and unnecessary strain on already stretched compliance teams. FINRA’s latest BD and IA Renewal Programs highlight a reality the industry knows well: even minor oversights can create outsized consequences. Yet many organizations still rely on manual, fragmented processes like spreadsheets, email threads, and adhoc follow-ups. These manual processes introduce risk, reduce visibility, and consume valuable […]
Continue readingMore TagRegEd to Sponsor FSI OneVoice 2026 Conference
RegEd to Join Industry Leaders in San Diego for Thought-Provoking Discussions on the Future of Independent Financial Services Firms RegEd, the leading provider of compliance technology solutions for broker-dealers and other financial services firms, is proud to serve as an Associate Sponsor of the Financial Services Institute (FSI) OneVoice 2026 Conference, taking place February 2–4, 2026, at the Sheraton San Diego Resort in San Diego, California. OneVoice is the annual in-person gathering for independent financial services firm executives, designed to help industry leaders stay ahead of change, gain strategic insights, and collaborate in shaping the future of the profession. This year’s conference theme centers on finding clarity […]
Continue readingMore TagFINRA’s 2026 Annual Regulatory Oversight Report: Key Insights for Compliance Programs
Executive Summary The FINRA 2026 Annual Regulatory Oversight Report provides essential guidance for firms to strengthen compliance and supervisory practices. The 2026 edition introduces new content and adds to existing sections: there is a new dedicated section for “GenAI: Continuing and Emerging Trends,” and callout boxes highlight other key areas such as cybersecurity threats, AML and other frauds, and technology management. Regarding Generative AI, FINRA warns that its use — whether in-house or via third-party vendors, introduces new compliance challenges: e.g., data privacy, transparency, auditability, “hallucinations” and potential misuse. The report reaffirms that firms cannot outsource their regulatory obligations, including […]
Continue readingMore TagSEC Issues New Risk Alert on Adviser Marketing Rule Compliance: What Firms Need to Know
On December 16, 2025, the SEC’s Division of Examinations released a new Risk Alert, “Additional Observations Regarding Advisers’ Compliance with the Advisers Act Marketing Rule,” offering fresh insight into how investment advisers are struggling to meet the rule’s requirements – particularly when using testimonials, endorsements, and third-party ratings. The Risk Alert builds on prior guidance and reflects deficiencies identified during recent examinations. The SEC’s message is consistent and direct: Marketing Rule compliance remains an examination priority, and advisers should reassess not only their disclosures, but also the policies, procedures, and oversight frameworks that support their marketing activities. Key Observations: Testimonials and Endorsements While the Marketing Rule […]
Continue readingMore Tag2025 Year-End Review: Adjuster Licensing Updates and What to Expect in 2026
As 2025 draws to a close, I’ve seen firsthand just how much the adjuster licensing landscape has evolved this year. In our recent RegEd webinar, Michael Pouliot, our EVP of Sales, and I walked through the most impactful regulatory changes and discussed what compliance professionals should be preparing for as we head into 2026. From emerging state requirements to new best practices for navigating multi-state adjuster licensing, here’s my perspective on what you need to know. The Growing Complexity of Adjuster Licensing Managing adjuster licensing has never been more challenging. According to RegEd’s recent industry survey, the top pain points for compliance teams include navigating differing state […]
Continue readingMore Tag’Tis the Season… for Compliance: How to Stay One Gift Away from a FINRA Rule 3220 Violation
The holidays bring an uptick in generosity – festive gatherings, year-end celebrations, and of course, the tradition of gift giving. But for financial services firms, this season of goodwill can also usher in heightened compliance risk. A single misstep in gifts and gratuities could push firms from “one gift away” to violating FINRA Rule 3220. Fortunately, this risk is entirely preventable. By pairing modern compliance technology with clear policies and strong governance, firms can confidently navigate year-end gifting without fear of financial penalties, sanctions, or damage to client trust. Complying with FINRA Rule 3220 is challenging in the best of times – and even more so during a season marked by increased […]
Continue readingMore TagRegEd’s Advertising Compliance Solution Surpasses 8 Million Submissions
Through continuous innovation and AI-powered automation, the solution continues to set the standard for marketing and advertising compliance in the financial services industry RegEd, a leading provider of compliance solutions for financial services firms, has reached a major new milestone: Enterprise Advertising Review has now surpassed 8 million submissions, representing more than 15 million review decisions and nearly 17 million submitted review items. This achievement underscores RegEd’s unmatched ability to streamline advertising compliance at scale, powered by advanced technology and AI-driven automation. The solution’s continued high-growth adoption reflects RegEd’s commitment to exceeding the evolving needs of the financial services industry, from mid-sized firms to enterprise organizations with the highest submission volumes. Today, RegEd’s solution serves six of the […]
Continue readingMore TagElevating Oversight: Tracking Conditions for High-Risk Outside Business Activities
The financial industry is facing a shift in how firms manage and monitor Outside Business Activities (OBAs), especially in light of the proposed consolidation of FINRA’s OBA and PST (Private Securities Transactions) rules. While much has been discussed about the structural and supervisory changes this consolidation may bring, one aspect that’s been less explored, but is drawing increasing scrutiny, is the monitoring of conditions placed on approved OBAs. Conditional Approvals: A Growing Focus of FINRA Inquiries Anecdotal evidence suggests that FINRA is beginning to ask firms a pointed question: If you approve an OBA with conditions, how are you ensuring […]
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