RegEd Regulatory Affairs Team, Author at RegEd.com

Securities Regulatory Roundup | July-August 2026

July carried forward the defining securities regulatory themes of 2026: modernization of supervision, a steady move away from prescriptive rules toward risk-based frameworks, and the rapid migration of artificial intelligence from a technology concern into a core compliance obligation. FINRA advanced proposals that would reshape how firms supervise communications and administer qualification exams, the SEC’s clock continued to run on a pending rule that would consolidate outside activity requirements, and a newly effective category of retirement account began surfacing questions that reach into both broker-dealer and investment adviser programs. For broker-dealers and investment advisers alike, the throughline is consistent: regulators […]

Insurance Regulatory Roundup | July-August 2026

July sustained the high-volume, multi-dimensional pace that has defined insurance regulation throughout 2026. Artificial intelligence continued its move into insurance oversight as additional jurisdictions issued governance guidance; states advanced continuing education changes in both directions, adding new pathways and eliminating longstanding requirements; and the wave of health-coverage mandates, catastrophe-driven property measures, and consumer-protection and market-conduct activity showed no sign of slowing. For carriers, agencies, and compliance teams, the picture remains one of continuous, cross-functional change spanning claims, underwriting, licensing, coverage design, and market conduct simultaneously. Meanwhile, the annuity best interest training requirement — now in place across 49 states — […]

Insurance Regulatory Roundup | June-July 2026

June continued the high-volume, multi-dimensional pace that has defined insurance regulation all year, and early-July activity confirms the workload is not slowing heading into the second half of 2026. At the state level, a growing number of jurisdictions moved on licensing fees, adjuster requirements, and line-of-business mandates, while a discernible trend toward higher licensing and continuing education provider fees began to take shape. On the federal side, CMS remained the dominant driver of operational compliance activity, but Treasury, OFAC, PBGC, and FinCEN each surfaced developments with direct implications for insurers’ reporting, tax, and anti-money laundering functions. And the annuity best […]

Securities Regulatory Roundup | June-July 2026

June reinforced the securities regulatory themes that have defined 2026: modernization, deregulation, and an increasingly assertive posture toward emerging market structures and investor protection. The SEC advanced its deregulatory agenda while sharpening its focus on investment adviser conduct; FINRA’s Board of Governors pressed forward on supervision modernization and continuing education reforms; and the NFA proposed meaningful revisions to its branch office supervision rules. Early-July activity carried these threads forward and added new ones — including reduced FINRA qualification exam retake waiting periods, expanded trade reporting hours moving the industry toward near-continuous operations, a new SEC enforcement focus on retail fraud, […]

Securities Regulatory Roundup | May-June 2026

May was a month defined by institutional transition, regulatory modernization, and an increasingly assertive posture from regulators navigating emerging market structures. At the SEC, a leadership change on the horizon raised practical questions about agency capacity, while public remarks from the Chairman and Commissioners reinforced a clear pivot toward innovation-friendly regulation and streamlined disclosure. FINRA continued its modernization agenda through its FINRA Forward initiative, publishing a year-in-review report and new margin guidance while signaling a more data-driven, transparent examination approach. The CFTC escalated its jurisdictional fight over prediction markets into active litigation against eight states — and moved aggressively in early June to establish a regulatory […]

Insurance Regulatory Roundup | May-June 2026

May’s insurance regulatory landscape was marked by the continued unusually heavy concentration of activity early in the legislative cycle with substantive activity across multiple fronts — and early June data confirms the pace is not slowing down. At the state level, legislators continued expanding adjuster licensing and continuing education requirements, with Connecticut granting its Insurance Commissioner new authority over adjuster CE and South Carolina enacting a broad package of adjuster-related reforms. Across lines of business, states took action on AI oversight in health insurance claims, property and casualty transparency, financial exploitation protections, workers’ compensation, and wildfire-related disclosure obligations. On the federal side, significant final […]

Insurance Regulatory Roundup

If there was a single theme in April’s insurance regulatory activity, it was acceleration. State-level legislative output surged 82% from March, with 155 bills enacted compared to 85 the prior month. But the substance of what regulators and legislators are focused on was just as notable as the volume. A few important trends are shaping the road ahead. First, artificial intelligence is moving from a topic of general industry conversation into the regulatory apparatus itself. Washington became the first state to require AI disclosure in insurance product filings, a development that other states are almost certainly watching. Second, regulators are […]

Securities Regulatory Roundup

On December 16, 2025, the SEC’s Division of Examinations released a new Risk April was a month of consequential regulatory activity across the securities landscape. Several of the month’s most significant developments share a common thread: regulators are pushing for greater transparency, modernized frameworks, and more effective risk management. The SEC moved to clarify expanded execution quality reporting obligations. FINRA overhauled decades-old margin rules and began digitizing its examination request process. The CFTC sharpened its enforcement posture around prediction markets. And FinCEN proposed what may be the most fundamental reform to Bank Secrecy Act compliance in a generation. At the […]

SEC Approves FINRA Rule 3220 Amendments: What Firms Need to Do Now

The U.S. Securities and Exchange Commission (SEC) has officially approved proposed amendments to FINRA Rule 3220 (Influencing or Rewarding Employees of Others), modernizing the long-standing Gifts Rule and introducing greater clarity, flexibility, and consistency across the industry. The amendments increase the annual gift limit, codify long-standing interpretive guidance, and formalize FINRA’s authority to grant exemptive relief. FINRA will announce the effective date in a Regulatory Notice. Why This Matters for Compliance Technology As the annual gift limit increases and supervisory expectations expand, firms will need stronger systems for tracking, aggregating, and documenting gift activity. Manual processes become more prone to risk under the new $300 […]

FINRA’s 2026 Annual Regulatory Oversight Report: Key Insights for Compliance Programs

Executive Summary The FINRA 2026 Annual Regulatory Oversight Report provides essential guidance for firms to strengthen compliance and supervisory practices. The 2026 edition introduces new content and adds to existing sections: there is a new dedicated section for “GenAI: Continuing and Emerging Trends,” and callout boxes highlight other key areas such as cybersecurity threats, AML and other frauds, and technology management. Regarding Generative AI, FINRA warns that its use — whether in-house or via third-party vendors, introduces new compliance challenges: e.g., data privacy, transparency, auditability, “hallucinations” and potential misuse. The report reaffirms that firms cannot outsource their regulatory obligations, including […]

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