July carried forward the defining securities regulatory themes of 2026: modernization of supervision, a steady move away from prescriptive rules toward risk-based frameworks, and the rapid migration of artificial intelligence from a technology concern into a core compliance obligation. FINRA advanced proposals that would reshape how firms supervise communications and administer qualification exams, the SEC’s clock continued to run on a pending rule that would consolidate outside activity requirements, and a newly effective category of retirement account began surfacing questions that reach into both broker-dealer and investment adviser programs. For broker-dealers and investment advisers alike, the throughline is consistent: regulators […]
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Insurance Regulatory Roundup | July-August 2026
July sustained the high-volume, multi-dimensional pace that has defined insurance regulation throughout 2026. Artificial intelligence continued its move into insurance oversight as additional jurisdictions issued governance guidance; states advanced continuing education changes in both directions, adding new pathways and eliminating longstanding requirements; and the wave of health-coverage mandates, catastrophe-driven property measures, and consumer-protection and market-conduct activity showed no sign of slowing. For carriers, agencies, and compliance teams, the picture remains one of continuous, cross-functional change spanning claims, underwriting, licensing, coverage design, and market conduct simultaneously. Meanwhile, the annuity best interest training requirement — now in place across 49 states — […]
Continue readingMore TagInsurance Regulatory Roundup | June-July 2026
June continued the high-volume, multi-dimensional pace that has defined insurance regulation all year, and early-July activity confirms the workload is not slowing heading into the second half of 2026. At the state level, a growing number of jurisdictions moved on licensing fees, adjuster requirements, and line-of-business mandates, while a discernible trend toward higher licensing and continuing education provider fees began to take shape. On the federal side, CMS remained the dominant driver of operational compliance activity, but Treasury, OFAC, PBGC, and FinCEN each surfaced developments with direct implications for insurers’ reporting, tax, and anti-money laundering functions. And the annuity best […]
Continue readingMore TagSecurities Regulatory Roundup | June-July 2026
June reinforced the securities regulatory themes that have defined 2026: modernization, deregulation, and an increasingly assertive posture toward emerging market structures and investor protection. The SEC advanced its deregulatory agenda while sharpening its focus on investment adviser conduct; FINRA’s Board of Governors pressed forward on supervision modernization and continuing education reforms; and the NFA proposed meaningful revisions to its branch office supervision rules. Early-July activity carried these threads forward and added new ones — including reduced FINRA qualification exam retake waiting periods, expanded trade reporting hours moving the industry toward near-continuous operations, a new SEC enforcement focus on retail fraud, […]
Continue readingMore TagRegEd Named to Selling Power Magazine’s 60 Best Companies to Sell For 2026 List
Recognition highlights RegEd’s investment in its sales organization, culture of continuous improvement, and commitment to delivering value for clients across the financial services and insurance industries RegEd, the market-leading provider of RegTech enterprise solutions for the financial services and insurance industries, today announced it has been included on Selling Power’s 60 Best Companies to Sell For 2026 list. The annual ranking recognizes organizations that have built exceptional environments for sales professionals to grow, thrive, and deliver measurable impact for their customers. Inclusion on the 60 Best Companies to Sell For list reflects RegEd’s sustained investment in its people, processes, and […]
Continue readingMore TagRegEd Expands AI-Powered Advertising Review to Support SEC Compliance for Investment Advisers
Powered by RegEd’s Eddie AI Compliance Assistant, expanded coverage adds the SEC Marketing Rule and related investment adviser requirements to existing FINRA support — delivering the industry’s most comprehensive scope of securities advertising compliance. RegEd, the leading provider of compliance solutions for financial services firms, today announced the expansion of its AI Compliance Assistant, powered by Eddie, to support investment adviser advertising compliance within its Advertising Review solution. The expansion extends Eddie’s existing AI-driven coverage across broker-dealer and FINRA frameworks to evaluate investment adviser materials against SEC Rule 206(4)-1, the SEC’s modernized Marketing Rule — giving firms, particularly dual registrants, […]
Continue readingMore TagOBA and PST Rules Could Be Consolidated: What Does It Mean for the Industry?
The Financial Industry Regulatory Authority (FINRA) is considering a significant potential change in how it governs certain areas of conflicts of interest by consolidating its rules on Outside Business Activities (OBA) and Private Securities Transactions (PST). This proposal of FINRA Rule 3290 could bring much-needed clarity and efficiency to compliance processes for member firms. Current Landscape: OBA and PST Rules At present, OBAs and PSTs are governed separately under FINRA Rules 3270 and 3280. These rules outline how registered representatives must disclose and seek approval for activities and private securities transactions outside their primary roles with their member firms. While […]
Continue readingMore TagRegEd to Showcase Compliance and Regulatory Technology Solutions at 2026 FINRA Annual Conference
RegEd, the leading provider of compliance and regulatory technology solutions for broker-dealers and financial services firms, today announced its participation in the FINRA Annual Conference, taking place May 12–14, 2026, in Washington, DC. RegEd will be exhibiting at booth #35, where attendees can explore the company’s latest innovations designed to modernize and streamline compliance operations. The FINRA Annual Conference is the industry’s premier event, bringing together regulators, compliance professionals, and financial services leaders to discuss today’s most pressing regulatory challenges and emerging trends. With over 30 sessions on trending topics, attendees gain practical guidance and insights across key areas such as regulatory compliance, […]
Continue readingMore TagSEC Approves FINRA Rule 3220 Amendments: What Firms Need to Do Now
The U.S. Securities and Exchange Commission (SEC) has officially approved proposed amendments to FINRA Rule 3220 (Influencing or Rewarding Employees of Others), modernizing the long-standing Gifts Rule and introducing greater clarity, flexibility, and consistency across the industry. The amendments increase the annual gift limit, codify long-standing interpretive guidance, and formalize FINRA’s authority to grant exemptive relief. FINRA will announce the effective date in a Regulatory Notice. Why This Matters for Compliance Technology As the annual gift limit increases and supervisory expectations expand, firms will need stronger systems for tracking, aggregating, and documenting gift activity. Manual processes become more prone to risk under the new $300 […]
Continue readingMore TagFINRA’s 2026 Annual Regulatory Oversight Report: Key Insights for Compliance Programs
Executive Summary The FINRA 2026 Annual Regulatory Oversight Report provides essential guidance for firms to strengthen compliance and supervisory practices. The 2026 edition introduces new content and adds to existing sections: there is a new dedicated section for “GenAI: Continuing and Emerging Trends,” and callout boxes highlight other key areas such as cybersecurity threats, AML and other frauds, and technology management. Regarding Generative AI, FINRA warns that its use — whether in-house or via third-party vendors, introduces new compliance challenges: e.g., data privacy, transparency, auditability, “hallucinations” and potential misuse. The report reaffirms that firms cannot outsource their regulatory obligations, including […]
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